Baccarat Online Casino Games Guide for New Jersey Players

Whichever casino you go to, prepare to see baccarat on the list of available table games. This game – that used to be reserved for private rooms in France in the 19th century – has now taken over the casino floors in both Asia and the U.S.

But why do casino patrons prefer to play baccarat online over other more common top casino games?

If you’re a novice in all online casinos things, baccarat games can seem intimidating at first glance. That’s a false first impression, though: it’s easy to wrap your head around the rules from the get-go. Besides, it’s a social game – enough said!

What’s more, unlike craps, many state-approved gaming websites offer baccarat online in NJ. The toughest part isn’t getting started, really – it’s finding the perfect NJ online baccarat casinos experience.

marina author e
Page prepared by Maryna
August 5, 2022
baccarat icon
Baccarat
Quick Details:
Baccarat VariationsPunto Banco, Baccarat Chemin de Fer, Baccarat en Banque
Baccarat House Edge1.06%
Minimum Bet Available$1
Maximum Bet Available$1,000
Baccarat Games DevelopersNetEnt, IGT
The Best Baccarat Casino SiteGolden Nugget
Game With Maximum Payout$9,000 in Baccarat by NetEnt

Top Baccarat Online Casinos in New Jersey in August 2022

The table below shows only DGE approved real money baccarat casinos for New Jersey players.

Casino
1
Welcome offer
100% Deposit Match Up to $1,000
Promo Code:
Min.Deposit
$10
Available Games
cgbcgbcgbbaccarat iconcraps
Score
5 /5
Read review

Full T&Cs Apply. To be eligible, players must be at least 21 years old, playing within the state of New Jersey. Players must make a single deposit of $10. The bonus money has a 30x wagering requirement.

Casino
2
Welcome offer
100% Deposit Match up to $500
Promo Code: UBCASINO10
1 More Offer Available
Min.Deposit
$10
Available Games
cgbcgbcgbbaccarat iconcraps
Score
5 /5
Read review

Full T&Cs Apply. To be eligible, players must be at least 21 years old, playing within the state of New Jersey. Players must make a single deposit of $10. The bonus money has a 1x wagering requirement.

Casino
3
Welcome offer
100% up to $250 - On First Deposit
Promo Code: IGAMING
Min.Deposit
$10
Available Games
cgbcgbcgbbaccarat iconcraps
Score
5 /5
Read review

Full T&Cs Apply. To be eligible, players must be at least 21 years old, playing within the state of New Jersey. Players must make a single deposit of $10. The bonus money has a 1x wagering requirement.

Top Picks to Play Baccarat for Real Money Right Away

So, you’re dead set on getting yourself into the online baccarat game. Don’t jump the gun and click on the first link you see – get yourself acquainted with the three most popular online baccarat games available in the Garden State:

What Baccarat Games Can You Play in NJ Online Casinos?

Alright, baccarat gambling may not be as statewide as online blackjack, roulette, or slot games, but chances are still high that you can play online baccarat for real money at your favorite NJ online casino.

All in all, there are three free baccarat game options available to players in New Jersey (yes, best baccarat casinos also allow you to bet real money if you choose to gamble for real).

Baccarat by NetEnt. Filed under the low volatility category, this game is by far the most popular: you can find it in 5 NJ online casinos. It stays true to the classic rules of the game and allows bets as low as $1.

If you prefer to bet big, you can go all the way to $1,000 in a single wager. Return to Player (RTP) is a whopping 98.94%, with the largest payout possible capped at $9,000.

Baccarat by IGT. This spin-on-the-table game welcomes players at three different online casinos. The bets can range between $1 and $1,000, with the biggest payout possible limited at the $8,000 mark.

However, this version of the game comes with a slightly lower RTP (98.7%) than its NetEnt and Roxor counterparts.

Baccarat by Roxor. It may not be as popular with casinos as the other two games, but it comes with the same RTP as NetEnt’s version (98.94%). The bet can vary between $1 and $1,000, too.

These three games are available across seven online casinos licensed to operate in the Garden State. Here’s what welcome offers they have in stock for new players:

  1. Resorts Casino. You can get up to $1,000 as a deposit bonus with your first deposit. However, the wagering requirement for table games is obscenely high: 150x.
  2. Mohegan Casino. We could just copy and paste the terms and conditions of the offer above here – it’s the same as Resorts’.
  3. Golden Nugget. This casino will also match your first deposit (upward of $30 and up to $1,000 max). The wagering requirement on those sweet casino bonuses is 10x the sum of the deposit and bonus itself. Still, table games contribute only 25% towards it.
  4. Borgata Casino. Surprisingly enough, there are no welcome offers for new players at this casino right now.
  5. Caesars Casino. Caesars matches up to $1,000 of your first deposit with the same amount in bonus dollars. You’ll have 7 days to meet the wagering requirement of 25x for games other than video poker and slots.
  6. Suppose you deposit up from $10 for the first time at Tropicana. In that case, you’ll get a cashback of $100 max on it (not with bonus dollars – we’re talking about gambling online for real money here). The amount will equal either the deposit itself or the first week’s net losses.

Important: the minimum age for any sort of online gambling in New Jersey is 21. So, if you’re under 21, you cannot access casino games.

How to Play Baccarat – Learn the Rules

Don’t let yourself be intimidated by this game. It is simple: you bet on which of the two parties (the Banker or the Player) gets the better hand of two playing cards.

The “better hand” in this game means two cards’ value is the closest to or equals 9. Cards values are as follows:

If you get a 2 and a 4, your hand is worth 6 points. If you get a 9 and a 4, your hand’s value equals the second digit of the sum (3 instead of 13).

Online Baccarat Gameplay

Here’s a step-by-step guide on how the game unfolds:

  1. Players place their bets on the player, the banker, or a tie (more on them – below).
  2. Both the player and the banker are dealt their hands – two cards. They are then turned over.
  3. If one of the hands is worth 8 or 9 points, it’s a natural win. If you bet on the player and the player got a win, you won your bet. If both hands are natural wins, it’s a tie.
  4. If neither party scored a natural win, the player might get a third card added to the hand – but only if they have between 0 and five points so far. (If they scored 6 or 7, they don’t get the third card dealt.)
  5. In case the third card is given, the banker may get the third card, too. Whether or not that happens depends on the player’s third card and the banker’s current total points.

Major Baccarat Bets and Payouts

The beauty of baccarat games online is how straightforward betting is. There are just three types of wagers you can place:

  1. layer bet. You’re putting your money on the player getting the better hand than the banker. If you win, you double your wager.
  2. Banker bet. It means you’re placing your faith in the banker getting the better hand than the player. It pays out twice as your bet if you win, minus a commission fee in most casinos (usually 5%).
  3. Tie bet. Basically, you’re hoping for both the player and the banker getting 8 or 9. The payout is lucrative – usually, it’s 8 to 1.

Baccarat Odds

The Banker has a slight advantage over the player. That’s why their hand is more likely to be a winning one. The odds of that happening are 45.8%, while the player wins in 44.6% of all cases. The rest – 9.6% – accounts for the cases where a tie occurs.

Top 5 Baccarat Tips for Beginners

Ready to explore all that it has to offer? Great! Before you settle on one of the online games we’ve listed above, though, consider these five tips for any novice to keep in mind during baccarat online for real money:

1
Avoid placing a tie bet

It comes with a lucrative reward: you’ll get 8 or 9 times more than the initial wager if you win. Yet, the odds of that happening are low. That’s why the house edge on the tie bets is so much higher (14.36%).

2
Bet on the Banker

The odds of the banker getting the upper hand are a bit higher, as covered above. So, consider betting on this horse. (But keep in mind there’s usually a commission on the winnings for this wager!)

3
Employ a betting baccarat strategy

The one-sided strategy, for example, dictates the player to place bets consistently on the banker or player. According to it, you can switch the bet type only once you’ve lost three times in a row.

4
Don’t get too caught up

Set a specific budget limit for yourself. Then, stick to it. It’s easy to discard it once you get caught up in the game, but resist the urge: your bank account will thank you later.

5
Remember: this is a game of chance

Just like with many other table games, you can stumble upon articles describing ways to fool the game. Yet, there’s no such thing as getting more skilled at the baccarat game. Whether you lose or win is based on odds, not your skill or previous outcomes.

Baccarat Land-Based Casino List in Atlantic City Casinos

Playing baccarat online counterpart is excellent for enjoying playing in the comfort of your home. Still, you’re going to miss out on the game’s social aspect. If you decide to venture out onto the casino floor, here’s what the top five casinos of the Monopoly City have to offer you:

  • Borgata Casino. Yep, this is the casino where Phil Ivey raked in $10 million in this game’s winnings in 2012. These days, Borgata’s casino floor has both mini-baccarat and baccarat table options with minimum bets set at $100 and $20, respectively.
  • Tropicana. On this casino’s floor, there’s only one version of the game: mini-baccarat. The minimum bet is $25.
  • Caesars Casino. This is the right place for you if you want to get your hands on various games. There are EZ Baccarat (i.e. the no-commission version of the game), midi, and mini-baccarat tables at your disposal. The lowest bet you can make starts at $20.
  • Harrah’s Casino. Multiple mini and midi tables are waiting for you at Harrah’s. The first ones require you to bet upward of $15 on the luckiest of nights, with the usual minimum varying between $25 and $100.
  • Bally’s. This casino stands out among the rest on our list thanks to its EZ Mini-Baccarat and Macau Style Mini-Baccarat tables – the latter ones aren’t that common in Atlantic City. They come with a minimum bet requirement of $15.